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State License: AZ #911727

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Thank you Doris for a wonderful job I couldn't believe how smooth it all went on our end the wife is very very happy and thank you for being there and answering whenever she had questions and yes 100 times yes we Recommend you . ... READ MORE Manuel Ramirez Superintendent
Doris is Great, she helped me find the best loan and interest rate. I couldn't be more happier with my home loan. Would definitely Recommend. Justin brown Buyer
Doris and team are amazing to work with! They take the time to work with each client and their needs with great care. Each time we work together I know I can trust Doris to help my clients reach their goals of homeownership while helping them understand the process of lending and the ... READ MORE Stacey Vannasdale Sales/Associate Broker
I can honestly say that "Ms. Doris helped me through my entire home buying process". If i had questions, I would email, or text her, and she always got back to me". I didn't have bad credit, but I had a lot of debit. She was able to advise me what to pay down, and ... READ MORE Natasha Winton
Doris and her team are amazing. My wife and I did not have to worry about any detail of the purchasing experience. When we became anxious she explained what the issue was and how we could resolve it. They also cleaned up our credit. They got us a great deal on our new home. I ... READ MORE Gabriel Magalei Gabriel Magalei OSP PM
We decided to by a house a week before everything went haywire because of Covid-19. This caused many issues and uncertainties from extended closing times to fluid interest rates. Doris worked with us to wade through all the issues. She and her team was very professional during the ... READ MORE Leon Cruywagen
Very easy to work with. Everything went smoothly. Highly recommend! Lisa Borchard
Doris was informative , patient and hardworking. Doris worked on my behalf through the entire process. I , sincerely recommend Doris to anyone who wants to purchase property. Linda Robinson Retired
Doris was incredible during our home buying experience. She was there step by step through it all. We couldn’t of done it without her and her professional, educated team! Thank you so much! Jason Coronado Suntec concrete
Sometimes its hard to find words that can express the appericate ones actions. I know Doris and her team went above and beyond for me making sure I was taking care of all the round the board. I thank her for all her work and making sure I was tooken care off. I am a homeowner now thanks to her. Jimmy Pride
I am very pleased with Doris excellent performance during my interaction with her during this transaction she is very knowladgable about her job and both her and her assistant Bobbie Jo were a deligth to work with , ISMAEL URIAS
I would recommend anyone and everyone to Doris. She’s on top of her game, very professional, kind and honest. I loved working with Doris and Bobbie Jo. Talia Starks
Doris and the rest of the people there did everything they could to help me with my new mortgage. They mad everything work out very smooth and fast. if you are look for a good mortgage I would highly recommend them. They are the best. ;-) Victor Tella Victor Tella Whip Maker
Doris did a wonderful job. She's very helpful and professional. She helped me get into my dream house. I would recommend her to any first time homebuyer. Eva 1st time homebuyer
Doris is a amazing! She was always there to answer any questions we had and returned our calls no matter what time of day it was! Doris goes above and beyond for her clients! Laura Povitch CNA
Doris is an excellent and professional loan officer. Other loan officers had previously denied my loan but she worked with me and really helped me out! She really cares about the people and doesn’t just see us like her next paycheck. Would highly recommend her to all my friends, ... READ MORE Maria DoDorisBanquet server
It was a great experience working with Doris from the very first day. Her knowledge about the mortgage industry is amazing . I would highly recommend her if you have any issues for qualifying for a home loan . Allina Anthony Research Analyst Bank of America
Doris was the best!!! We've never experienced a better loan person than her before!!!! We've bought 3 homes in the past & Doris puts the others to shame!!! Doris really cared about us, our needs & all questions we had. Doris even contacted us back after hours whenever ... READ MORE Steven Jenkins Doris Martinez
Doris did a great job on getting my loan approved.She worked with the underwriters and me for months .On one stage I had given up on getting the loan but she told me to hold on because she was working diligently on getting the approval.If she didn't get it by a certain date i would ... READ MORE charles w shankar supervisor
Doris Martinez was a great help in helping myself as well as my family purchase our new home. Doris always kept us updated on every step of our home purchase. She provided professionalism, integrity in addition to great customer service. She went above and beyond, so that we could ... READ MORE Marissa Dorantes
Outstanding service, timely responses, transparent, kind and good listener, understanding Azra pehlic Sr with ERT
I would recommend Doris as she was always professional, very attentive and responded quickly to any concerns/questions I had. Great job! Maria Koningsor
Doris and hee team were a complete pleasure to work with. They were there for me no matter what I needed. Very professional throughout the entire process. I was very impressed with the knowledge and level of experience I received. Taneshia Balsewicz HR Supervisor Home Depot
Doris was my mortgage agent for my first home. She did a excellent job and is very efficient and amazing at her job. She made the process as simple and easy as she could. I would recommend her to any of my friends and family. Cassandra Seidman Homeowner
Doris and her team did a great job at helping us close for our new house. They were quick efficient and always returned calls and emails. Yazmin Erazo Yazmin Erazo Art Teacher
I wanted to take the opportunity to thank Doris Martinez, for making our dreams come true. My children and I now have a beautiful place, we are pleased to call home. Doris was able to work with my tight deadline, and still made it happen. She is very professional, friendly, and ... READ MORE Luz Mains Assistant Manager
We really enjoyed working with Doris. When I was about to give up on the house we wanted Doris was able to help us fond the perfect loan. She made the process very easy. Thank you Doris for helping my family get into our new home. Margaret Martin
Doris Martinez is my financial consultant with AmeriFirst Financial, Inc.. I’ve been working with Doris for about a year now on purchasing my first home. Being a first time home buyer with little knowledge about the whole process, Doris was very helpful! Anytime I had questions ... READ MORE Christine
Doris worked diligently to help us get into our brand new home! Walter Medrano Walter Medrano
Buying my family our first home was a very stressful/overwhelming process. Hands down having Doris in our corner was beyond great! She always responded quickly and is very easy to talk to regarding anything of concern. I don't think we would of been able to purchase our dream home ... READ MORE Kalvin Pyrtle First time home buyer
From my first conversation with her to my last Doris was extremely professional, attentive, competent and most of all was truly a pleasure to work with! I highly recommend her as I know she will treat you like family! Thank You Doris for a Wonderful Experience! Sincerely, Jim Meyers' style='font-weight: bold' target='_blank'>READ MORE James Meyers Sales
I would recommend Doris Martinez to anyone and everyone. I just purchased my second house and she closed in less than 30 days. She made it simple and was an absolute joy when dealing with her. Ross Batts
Doris Martinez was great. They were all willing to work with us. Had no problems the whole time. I would recommend her & this company to all my family & friends. Thank you so much Doris. Loving the house. Bonnie Kimbrough Copeland Homeowner
Doris was very informative and detailed in replying to questions I submitted. She was very helpful walking me thru this data gathering process. She is a very knowledgeable regarding this area of business. Harold J. Flu-Allen
We are very fortunate to have been in contact with Doris Martinez and her team at AmerifFirst Financial Inc. Doris took time to explain any concerns we had throughout the loan process, which can be overwhelming. She always kept in contact whether it be email or phone and made us feel ... READ MORE Edgar & Annette Rodriguez Client
Doris did a great job! Natividad chavira
It was a pleasure doing business with Doris. She and her staff are well organized, friendly and knowledgeable. I would recommend her to anyone Roger Gates Insurance Producer
Doris was a pleasure to work with. She was kind whenever we had any questions regarding the signing of documents. She would return any emails or phone calls on a timely basis. Doris was diffidently instrumental a part of the team that was trying to make sure we signed on the closing ... READ MORE Yomaira Castillo Injury Prevention Program Mananger
Doris did a wonderful job on my mortgage. She was a consummate professional through the process. She always got back to me promptly when I had questions and though I am not a first time homebuyer she took time to explain to me whatever she was doing, why she needed various documents ... READ MORE H. Awaal Buyer
I had been trying to get my house for almost 1 year. I tried numerous lenders and something always went wrong. Doris assured me everything would be fine... I received the keys to my first house on the end of Dec 2016. My kids and I are very thankful for everything Doris did for us. ... READ MORE Diana Perez Office manager
I had been trying to get my house for almost 1 year. I tried numerous lenders and something always went wrong. Doris assured me everything would be fine... I received the keys to my first house on the end of Dec 2016. My kids and I are very thankful for everything Doris did for us. ... READ MORE Diana Perez Office manager
Doris Martinez did a great job for my family and I. She was able to get us approved and moved in all in a months time, she kept us up to date on everything that needed to be done I highly recommend Doris for any buyer Louis castaneda
Many thanks to Doris and her team(Gina) for working so hard in such a short amount of time. My family truly appreciates all of your hard work. Monica Arrington-Ortega Teacher
Doris came through for me when other lenders wouldn't. she truley cared about helping my husband and I get out first home! She was excellent about communicating and answering our questions. very efficiant and kind as well. I highly suggest Doris Martinez with Amerifirst. they made ... READ MORE rachel still CNA
I have to thanks Doris Martinez and her great stuff for all the help to get myself a new home for my family. And the great job that they do to help you at any time with late calls and weekends all I can said Doris Martinez is great to work with. I very thankful for all they did for ... READ MORE Armando Medina Quintero
I known Doris for many years and has helped me before on my refinance of my previous home. She is very professional and knowledgeable. Doris is very helpful and was able to help me on all my needs, questions and concerns during the purchase of my new home. I have recommended her to my ... READ MORE Claudia Carbajal Account Technician
Doris was great! She was very helpful, answered all of our questions, would get back to us in a timely manner. Made this process simple. Thank you. Yessenia Y Reynoso Front Office Receptionist/MA
Doris was great! She was very helpful, answered all of our questions, would get back to us in a timely manner. Made this process simple. Thank you. Yessenia Y Reynoso Front Office Receptionist/MA
In all the years that my wife and I have done business, we have never worked with a more professional person then Doris Martinez. She was always so kind and sweet and polite, and prompt to return phone calls or messages. She always reassured us, no worries, and had a way of ... READ MORE Philip Osborn Production Manager
Doris made our home buying experience an enjoyable one. She was efficient, prompt, and made the process simple for us. She is professional, but friendly. She took the time to make sure that everything was done right and made sure that we understood what was going on. We were in a time ... READ MORE Jenessa Brock Solutions Specialist
I am very thankful that Doris Martinez helped me through the house buying process. She did a fantastic job. Always returning calls and emails, at all times of the day, weekends even. I think she worked very hard and didn't give up when things came up. Doris always looked for a ... READ MORE Rafael castro Buyer
Well she did a wonderful job . Took awhile but she made it possible for me and my family to get our home. I would recommend her to friends and family. Thank you so much. Juan F. Gonzalez Jr Homeowner
Doris did a fabulous job. She was timely and personable and got everything done as easy as possible. I would definitely recommend her to any of my friends and family. Laura Smedley Laura Smedley Accountant
Doris did a fabulous job. She was timely and personable and got everything done as easy as possible. I would definitely recommend her to any of my friends and family. Laura Smedley Laura Smedley Accountant
Doris Martinez is incredible. Her years of experience were a true benefit to me- she reviewed all of my loan options and helped me select the best loan for my situation. She walked me through the entire process and was there to answer all of my questions. I was very pleased with my ... READ MORE S Knight Realtor
I have closed quite a few homes sales with Doris she has always gone above and beyond she has helped with clients that have had credit problems, And other issues and with her guidance they were able to get straight, didn't matter whether it was evening or even on weekends if she ... READ MORE Marion Koeppel Realtor
During the whole process of acquiring a new home for us, Doris Martinez was a great help to us. She constantly communicated with us the things that needs to be done, requirements to complete, and most of all the emotional support that she gave us during the whole process. She also made ... READ MORE ROSAURO MAGLUNOG MEDICAL TECHNOLOGIST
Doris did a wonderful job getting my home refinanced. She kept us informed and handled everything in a very professional manner. Judith Roberts Customer
Doris Martinez did an excellent job throughout the loan process, She kept us updated on where we were in the approval process. We would (and will) recommend her to anyone looking for a loan. Lorie Eberline

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